- Watermark Wealth Management.

Safeguarding your money at a time of low interest rates
During these difficult economic times, one of the tools available to the Bank of England to stimulate the economy is interest rates. Lower interest rates mean that it is cheaper to borrow money and people have more to spend, hopefully stimulating the economy and reducing the risk of deflation. This is why the […]

Osborne announces a fiscally neutral budget for the period, effectively, what he will give us in one hand he will take from the other.
We have a higher deficit than Portugal, Italy and Spain, but he believes that low interest rates and tight fiscal policy will see us through this difficult time.
There is no great giveaway […]

It’s a cold February 2011 evening – There I am, sat, listening intently whilst behind a two way mirror, to 6 people in the sound proofed room next door who have more than £150,000 in investable assets explain to the market researcher exactly why they don’t use an Independent Financial Adviser (IFA) to help them […]

Shogo Maeda, Head of Japanese Equities at Schroders stated today:
‘It became increasingly apparent over the weekend that the magnitude of 
the earthquake and subsequent human tragedy in Japan were much
greater than we could imagine.
The Japanese people have experienced many earthquakes and the 
associated consequences before (including the problems in nuclear power
plants), but the magnitude has […]

Passing on your wealth to future generations
A trust arrangement can ensure that your wealth is properly managed and distributed after your death, so that it provides for the people who depend on you and is enjoyed by your heirs in the way you intend. There still remain significant planning opportunities, even though changes announced […]

How to find lost or forgotten money
If you think you may have an old pension but are not sure of the details, the Pension Tracing Service may be able to help. They will try and match the information you give them to one of the schemes on their database and inform you of the results. […]

Steps you can take to catch up on a shortfall
If you are in your fifties, pension planning has never been so important, which is why there are a number of steps you should take to improve your pension prospects if you discover you have shortfall. planning for retirement is one of the […]